ABOUT INKOMOKO
Inkomoko supports entrepreneurs to grow their businesses in order to improve livelihoods, create jobs, and help communities thrive.
In 2025, Inkomoko was listed by the Financial Times as the 8th fastest-growing company in Africa, supporting entrepreneurs across East and Central Africa to grow thriving businesses and build inclusive, resilient economies.
Founded in 2012, Inkomoko has worked with more than 100,000 entrepreneurs, including thousands of refugee entrepreneurs. Inkomoko provides a combination of training, consulting, access to finance, and market-level systems change. We are the largest investor to refugee entrepreneurs in Africa.
Inkomoko has 750+ staff in 40 offices across Chad, Ethiopia, Kenya, Rwanda, and South Sudan. Through Inkomoko’s 2030 strategic plan, we are adding 3 additional countries to serve more than 550,000 entrepreneurs and growing our $30M loan fund to impact 7M lives.
INKOMOKO VALUES
All staff at Inkomoko are connected to a shared set of organizational values:
- Purpose: be solutions-oriented, produce high-quality work, and be a global leader.
- Achievement: push yourself to reach beyond what you previously thought possible.
- Improvement: be humble, engage in continuous growth through open & accurate feedback
- Bravery: willing to take risks, create a safe space for others, be compassionate, and inclusive.
- We Eat Goat: we celebrate success and support each other in hard times. We do this work together in the spirit of turikumwe, tuko pamoja, abren nen, Kula na sawa, On est ensemble.
Inkomoko is an affirmative action/equal opportunity employer. Refugees, women, and persons who reflect the diverse communities we serve are strongly encouraged to apply.
ABOUT THE OPPORTUNITY AND RESPONSIBILITIES
As an Investment Reconciliation Associate, you will be responsible for ensuring accuracy and integrity in financial transactions and records within the investment department. You will play a crucial role in reconciling various investment accounts and maintaining financial records in compliance with regulatory standards. Attention to detail, analytical skills, and financial expertise are essential for success in this role.
Reconciliation of Investment Accounts (30% time)
- Conduct daily, weekly, and monthly reconciliations of loan accounts ensuring discrepancies are promptly identified and resolved.
- Verify cash balances and other transactions against internal records and external sources.
- Work with the investment team to resolve discrepancy between the loan management system and the accounting module.
- Keep records of reconciled reports and share them with the Investment Manager
- Ensure loan accounts are fully reconciled against Loan Management System
Financial Reporting and Analysis: (30% time)
- Prepare a monthly report with details of loan disbursements and repayments, and monthly closing outstanding balance.
- Collaborate with investment managers and other stakeholders to provide insights on portfolio performance and investment strategies.
Risk Management: (20% time)
- Monitor and report on potential risks associated with investment transactions and financial reconciliations.
- Implement controls and procedures to mitigate operational and financial risks.
Loan Documentation Verification and Processing (20% time)
- Perform verification of loans documents (Contracts, Bank details, Investment Committee minutes, insurance fees) before disbursements
- Maintain appropriate files of loan documents.
- Process clients loans disbursements and funds to investment team timely and ensure they are properly supported
- Perform all other related duties as assigned to meet the deadlines.
WHO WE ARE LOOKING FOR
- A university degree in Accounting and Finance, Business Administration or another related field
- Must speak fluent French, basic English and knowledge of other local languages like Arabic is a plus
- Knowledge of MFIs or banking operations, credit risk management, provision for doubtful debt, fraud management, and Debt Management
- Proven experience (5+ years) in investment operations, financial reconciliation, or related roles within the financial services industry.
- Excellent analytical skills with a keen eye for detail and accuracy.
- Ability to work efficiently under pressure, prioritize tasks, and meet tight deadlines.
- Strong communication and interpersonal skills, with the ability to collaborate effectively across teams.
- Knowledge of regulatory requirements and compliance standards (e.g., IFRS, COBAC standards, OHADA) relevant to credit operations.
- Demonstrated problem-solving abilities and a proactive approach to process improvement.
Competencies:
- Manages Diverse Relationships – Relates well to a wide variety of personalities, values differences, and communicates effectively across diverse communication styles, cultures, and backgrounds.
- Takes initiatives to Deliver – Thinks several months in advance, prioritizes objectives, implements reliably, and quickly identifies what will help or hinder goal accomplishment.
- Fluent in Technology – Uses technology effectively to work efficiently and achieve desired outcomes.
WHAT YOU'LL GET
This role is inside a high-growth, mission-driven social enterprise. By joining, you’ll access:
- Meaningful work that directly contributes to sustainable livelihoods and job creation across East and Central Africa.
- Competitive salary, and potential Performance-based bonus
- Incredible company culture, with opportunities for learning and growth
- Diverse colleagues across the region, and policies that demonstrate commitment to equity and inclusion
- A dynamic and entrepreneurial team environment committed to innovation and social impact
- Health insurance for self and family
- Staff savings and provident fund, negotiated bank rates for long-term employees
- Generous annual leave, parental leave, and sabbatical options.
TO APPLY
If you’re excited about this role, please submit your CV, and tell us why you are the right fit for this opportunity.
DEADLINE: 20 November 2025. Applications are reviewed on a rolling basis, Apply now!
Inkomoko is committed to justice, diversity, equity and inclusion. As we seek to reflect the communities we serve, refugees and women are strongly encouraged to apply. As a company we have policies that ensure fair treatment in the application process.
NB: Only shortlisted candidates will be contacted. Employment is conditional upon successful background checks and other verification as needed.
All offers of employment will be subject to satisfactory references and background screening checks. Inkomoko also participates in the Inter Agency Misconduct Disclosure Scheme, In line with this Scheme, we will request information from job applicants’ previous employers about any findings of sexual misconduct, fraud, or abuse. By applying, the job applicant confirms his/her understanding of these recruitment procedures.
